YES Bank, a private bank operating in India, headquartered in Mumbai, boasts of a pan-India network of almost 900 branches. By 2015, YES Bank had a balance sheet size of Rs 1500 billions, human capital base of 12,750, advances worth Rs 1000 billion, and deposits worth Rs 1250 billion. The bank offers Home Loans, Car Loans, Commercial Vehicle Loans, and Personal Loans. The last mentioned can be processed with minimum documentation and no guarantor whatsoever.
| YES Bank Personal Loan Details Updated on | |
|---|---|
| Loan Amount | Rs.200,000 to Rs.2,000,000 |
| Loan Tenure | 5 Years |
| Interest Rate | 10.75% to 20.00% |
The bank has designed its Personal Loans in such a way that enables the customers to meet their myriad financial obligations which might appear any moment. A personal loan offered by YES Bank can enable the borrower to pay for medical expenses, educational expenses, arrangement of a wedding, home renovation, or a long awaited vacation.
Having started its operations in 2004, YES Bank has successfully earned the position of a leading institution that offers a wide array of financial services and products, comprising personal loans. Their mission is to offer quality services that can be availed with ease. This aim has set YES Bank apart as a popular choice. Many prestigious awards have been won by the bank as an outcome of its focus and efforts.
NOTE: Check out YES Bank Personal Loan EMI calculator and YES Bank personal loan eligibility at loanbaba.com.
The list of achievements include the DUN & Bradstreet – Best Private Sector Bank award in 2014, APQO or Asia-Pacific Quality Organization acclaim in 2014 (YES Bank being the first Indian to win this accolade), IMC Ramkrishna Bajaj National Quality Award for Business Excellence in Services Category in 2013 (YES Bank being the 1st Indian bank to achieve this honour), to name a few. They also earned the esteemed ISO 14001:2004 certificate in 2013, thus becoming the 1st Indian bank to get this certification.
Loanbaba provides comprehensive information about personal loan schemes by YES Bank. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for this loan online on the bank's official website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.
Personal Loan YES Bank charges up to 14% as fixed interest rate. Keep a check on this page to note the updated interest rate for YES Bank personal loan.
YES Bank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.
Below provided are important questions about personal loan YES Bank.
Simple documentation such as identity proof, address proof, age and signature proof, two passport-sized photographs, salary certificates of 3 previous months, bank statements of preceding 6 months (of the salary account), and IT Returns of last two years.
Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of YES Bank.
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