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State Bank of Patiala Personal Loan Details

Abhyudaya Bank 3.75 / 5.04 users

In 1917, the Maharaja of Patiala, Late His Highness Bhupinder Singh founded State Bank of Patiala. The sole purpose of establishing this financial institution was to encourage individuals engaged in farming or agriculture related businesses and trading in Patiala. It is now the subsidiary of State Bank of India and the customers can avail the benefits of personal loan offered by State Bank of Patiala for numerous aspects such as college education fees, home renovation buying home appliances and more.

Features of State Bank of Patiala Personal Loans

  1. State Bank of Patiala Personal Loan comes with Competitive and Floating Interest Rates
  2. Unlike fixed interest rates, the floating interest rates offered by State Bank of Patiala allow the customers to save these rates can be easily afforded by the customers.
  3. State Bank of Patiala Personal Loan comes with Flexible Tenure
  4. The maximum of five years is set by State Bank of Patiala as the loan repayment interval.
  5. State Bank of Patiala Personal Loan comes with Flexible Loan Amount
  6. Rs.10 lakhs is the maximum loan amount an individual can take whereas; Rs.1 lakh is the minimum.

Eligibility Criteria:

  1. Minimum age of the applicant should be 21 years and the maximum age should not exceed 60 years.
  2. The applicant must be an existing customer of the bank.
  3. He/she should be residing in India.
  4. The applicant should be a salaried individual or self-employed with regular income.
  5. The individual must fulfill the monthly income criteria.

Documents required for availing State Bank of Patiala Personal Loans:

  1. Duly filled bank’s application form with the applicant’s signature and photograph.
  2. Address proof of the applicant such as Driving license, voter ID, passport, etc.
  3. Previous six months passbook records or previous three months bank statement.
  4. For Salaried Individuals:-
    • Latest Form 16 along with latest salary certificate and salary slip.
  5. For Self-employed Individuals:-
    • Form 16 or Income Tax Returns along with latest bank statement.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of State Bank of Patiala.

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