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VK Fincorp Personal Loan Details

Abhyudaya Bank 3.75 / 5.04 users

V.K.FINCORP is for those individuals who find difficulty in getting loans from bank. It is a Delhi based non-banking financial company which is registered with R.B.I. and also one of the leading financial and loan providers in N.C.R. & Delhi regions in India. The bank provides personal loans and other kinds of loans at affordable rate of interest and with less documentation process to salaried individuals.

Loanbaba.com provides all the information about V.K.FINCORP Personal Loan:

Below are given some features of V.K FINCORP Personal Loan

  • CIBIL check is not required
  • If loan duration is more than Six months then first EMI will get deducted from loan amount in advance.
  • Convenient  and easy repayments
  • There is no hidden fee or advance charged other than 8% of documentation and service fee from loan amount.
  • One can get maximum of 5lakh rupees as loan.
  • Repayment can be done via EMI.
  • Customer gets personalised customer service at  his doorstep
  • Personal loans are only for semi-government, private sector employees, government of N.C.R. and Delhi.
  • Loan duration/tenure is of Six, Twelve, Eighteen and Twenty Four months till Two years.
  • Documentation process is simple.

Interest rate of V.K FINCORP Personal Loan

There is flat rate of interest which is 18.90% for maximum duration of 24 months and minimum of 6 months.

Below given is Eligibility criteria for Personal Loan from V.K FINCORP

One guarantor (a private or government sector employee) is needed

  • Guarantor should have government accommodation or should have his own house in N.C.R. or Delhi region.
  • At the time of loan approval 1 cheque from guarantor is needed which will be returned to him after loan repayment.

Required Documentation for V.K FINCORP Personal Loan

Required Documents from guarantor:-

  • Verification of Signature from bank.
  • Salary proof - Salary slip of last month
  • ID Proof : Photocopy of driving license or PAN Card
  • 1 cheque.

Required Documents from customer:-

  • ID Proof : Photocopy of driving license or PAN Card
  • Statement of last 5 months
  • Salary proof - Salary slip of last month

From 01 July, 2017 on all banking products and services a GST rate of 18% is applicable.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of VK Fincorp.

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