India has numerous successful banks in the country that offers loans and credit cards. These leading banks further have a wide range of choice among the credit cards they offer. You can know about all benefits of using credit cards in India for shopping at loanbaba.com. These cards not just streamline your payment experience on shopping and travels, but also bring a huge advantage to your lifestyle and health related needs.
Let us consider the benefits, features of 5 best credit cards in India for shopping, terms for use and fee of the top shopping credit cards etc:
Benefits
Interest
APR charges @ 40.2% p.a.
Offers
Earn Rs. 100 on your first ATM cash withdrawal within 30 days of availing the card.
You can refer the benefits at Loanbaba for credit card for shopping by HDFC bank, below:
Interest
APR charges @ 40.8% p.a.
Offers
Enjoy exciting offers at SmartBuy using your HDFC JetPrivilage World Card.
It is one of the best credit cards for shopping in India.
Benefits
Interest
APR charges @ 40.8% p.a.
Offers
Enjoy offers and discounts on numerous online retail stores in numerous categories like groceries, gifts, entertainment, child care, etc. the retail stores include all the popular online stores like Urban Ladder, BookMyShow, Firstcry, Cleartrip, Bigbasket, etc.
Getting a credit card against fixed deposits is easy. All you have to do is first open a fixed deposit account with the bank. Make sure to invest at least Rs. 20,000 while applying for the card. In case you already have one, you can easily avail a credit card on the same. Once the fixed deposit account is created, you can apply and get confirmation of the credit card application.
Benefits of Shopping Credit Cards
Interest
APR charges @ 40.8% p.a.
Offers
Enjoy amazing offers and discounts on varied categories like dining, apparel, jewellery, furnishing, gifting, travel bookings, childcare and much more from leading stores like Forever New, Vero Moda, Luxehues, Fab Hotels, ONLY, Joyalukkas, Puma, Jack Jones, Da Milano, Urban Ladder, Apollo Pharmacy, Makemytrip, Bluestone, Yatra, Inox Theatres, Dominos' Pizza, etc.
Benefits
Interest
APR charges @ 42% p.a.
Offers
Get a supplementary card for free.
Split your heavy payments in easy paying EMIs.