United Bank Of India Personal Loan Interest Rates
United bank has various personal loan schemes for its customers. These loans are available at the lowest interest rates to women, salaried individuals, landlords, pensioners, etc. you can check the lowest EMI, list of documents required, eligibility criteria, etc. online. The details of United Bank Personal loan are as follows:
|
Particulars |
Criteria |
|
Rate of interest |
13.15 – 15 % |
|
Maximum loan value |
2 lakhs |
|
Processing fee |
1 % |
|
Prepayment fee |
NA |
|
Minimum income required |
Rs.10000 per month |
|
Repayment tenure |
36 months |
Interest Rates on United Bank Personal Loan in 2017
|
Category |
Interest rates |
|
Salaried individuals |
15 % |
|
Pensioners |
14.25 % |
|
Working Women |
14.75 % |
|
Under the united cash rental scheme |
13.15 % – 14.15 % |
These loans can be availed for personal purposes like marriage, house renovations, kids’ education or any social and monetary liability.
Eligibility criteria for United Bank personal loans
- For salaried individuals, permanent services for at least two years is a must.
- For pensioners at the state and central government, from reputed companies, defence, reputed educational institutions, etc., if you draw your pension from United bank, then a loan from the same branch can be availed.
How to improve your eligibility to avail personal loans at the United Bank
- Good records – a good, sound history is essential to get the priority. Default payments adversely affect your CIBIL score. The bank considers these default payments made in the past.
- Tenure of the loan – the experts believe that an increase in tenure can reduce your EMIs simultaneously improving your ability to repay. Thus, the duration has a tremendous impact on the eligibility of the loan.
- Credit worthiness – timely payments determine the credit worthiness of an individual. A customer is considered credit worthy if the CIBIL score of 750 or more. In most of the cases, the bank approves loans for people with a score of 700 or more. However, do there are robust track records for repayments that improve your eligibility for loans.
Personal Loan Interest Rates by Banks
- Allahabad Bank Personal Loan Interest Rates
- Andhra Bank Personal Loan Interest Rates
- Axis Bank Personal Loan Interest Rates
- Bank of Baroda Personal Loan Interest Rates
- Bank of India Personal Loan Interest Rates
- Bank of Maharashtra Personal Loan Interest Rates
- Canara Bank Personal Loan Interest Rates
- Catholic Syrian Bank Personal Loan Interest Rates
- Central Bank of India Personal Loan Interest Rates
- Citibank Personal Loan Interest Rates
- City Union Bank Personal Loan Interest Rates
- Corporation Bank Personal Loan Interest Rates
- Dena Bank Personal Loan Interest Rates
- Deutsche Bank Personal Loan Interest Rates
- Federal Bank Personal Loan Interest Rates
- Fullerton Personal Loan Interest Rates
- HDFC Bank Personal Loan Interest Rates
- ICICI Bank Personal Loan Interest Rates
- IDBI Bank Personal Loan Interest Rates
- Indian Overseas Bank Personal Loan Interest Rates
- IndusInd Bank Personal Loan Interest Rates
- Karnataka Bank Personal Loan Interest Rates
- Karur Vysya Bank Personal Loan Interest Rates
- Kotak Bank Personal Loan Interest Rates
- Lakshmi Vilas Bank Personal Loan Interest Rates
- Nainital Bank Personal Loan Interest Rates
- Oriental Bank of Commerce Personal Loan Interest Rates
- Punjab and Sind Bank Personal Loan Interest Rates
- Punjab National Bank Personal Loan Interest Rates
- RBL Bank Personal Loan Interest Rates
- South Indian Bank Personal Loan Interest Rates
- Standard Chartered Bank Personal Loan Interest Rates
- State Bank of Hyderabad Personal Loan Interest Rates
- State Bank of India Personal Loan Interest Rates
- State Bank of Mysore Personal Loan Interest Rates
- State Bank of Patiala Personal Loan Interest Rates
- State Bank of Travancore Personal Loan Interest Rates
- Syndicate Bank Personal Loan Interest Rates
- Tamilnad Mercantile Bank Personal Loan Interest Rates
- Tata Capital Personal Loan Interest Rates
- UCO Bank Personal Loan Interest Rates
- Union Bank Personal Loan Interest Rates
- United Bank of India Personal Loan Interest Rates
- Vijaya Bank Personal Loan Interest Rates
- YES Bank Personal Loan Interest Rates