Punjab And Sind Bank Personal Loan Interest Rates
At a floating interest rate ranging from 14.75% to 15.25%, the personal loans are offered by Punjab and Sind Bank. The pensioners at 14% interest and the salaried individuals at 14.75% interest can avail the benefits of personal loan offered by Punjab and Sind Bank. The bank, for providing personal loan asks for a guarantor or a security from the applicant.
Personal Loan interest rates by Punjab and Sind Bank as per 2017:
|
Particulars |
Salaried |
Pensioners |
|
Rate of interest |
13.25%-14% on a yearly basis |
12.75% on a yearly basis |
|
Loan Amount |
Maximum: Rs.3 lakhs |
Minimum: Rs.1 lakh Maximum: Rs.3 lakhs |
|
Loan term |
Maximum: 60 months |
Maximum: 60 months |
|
EMI (Lowest) |
Rs.2288/- per Rs.1 lakh loan amount (applicable for the maximum tenure of lowest loan amount) |
Rs.2263/- per Rs.1 lakh loan amount (applicable for the maximum tenure of lowest loan amount) |
|
Processing charges |
1.00% of the loan amount |
1.00% of the loan amount |
|
Age |
Minimum: 21 years Maximum: 65 years |
Maximum: 70 years |
|
Prepayment fee |
Minimum |
Minimum |
|
Foreclosure fee |
None |
None |
Important factors to keep in mind about the interest rates charged on personal loan by Punjab and Sind Bank:
- You are required to maintain a decent CIBIL score in order to avail the maximum benefits on the interest rates earned. The bank will review your CIBIL score before sanctioning the loan. On the other hand, your monthly income, credit history, loan repayment capacity, RBI rates, inflation, etc will also be considered before providing you with perusal loan.
- According to the base lending rate of the bank, the floating rate will change.
- The interest rates are not suddenly raised by the banks when the RBI rates are raised. Immediate raise in the interest rates are not possible, and only after analyzing the market conditions, the rates are increased.
Personal Loan Interest Rates by Banks
- Allahabad Bank Personal Loan Interest Rates
- Andhra Bank Personal Loan Interest Rates
- Axis Bank Personal Loan Interest Rates
- Bank of Baroda Personal Loan Interest Rates
- Bank of India Personal Loan Interest Rates
- Bank of Maharashtra Personal Loan Interest Rates
- Canara Bank Personal Loan Interest Rates
- Catholic Syrian Bank Personal Loan Interest Rates
- Central Bank of India Personal Loan Interest Rates
- Citibank Personal Loan Interest Rates
- City Union Bank Personal Loan Interest Rates
- Corporation Bank Personal Loan Interest Rates
- Dena Bank Personal Loan Interest Rates
- Deutsche Bank Personal Loan Interest Rates
- Federal Bank Personal Loan Interest Rates
- Fullerton Personal Loan Interest Rates
- HDFC Bank Personal Loan Interest Rates
- ICICI Bank Personal Loan Interest Rates
- IDBI Bank Personal Loan Interest Rates
- Indian Overseas Bank Personal Loan Interest Rates
- IndusInd Bank Personal Loan Interest Rates
- Karnataka Bank Personal Loan Interest Rates
- Karur Vysya Bank Personal Loan Interest Rates
- Kotak Bank Personal Loan Interest Rates
- Lakshmi Vilas Bank Personal Loan Interest Rates
- Nainital Bank Personal Loan Interest Rates
- Oriental Bank of Commerce Personal Loan Interest Rates
- Punjab and Sind Bank Personal Loan Interest Rates
- Punjab National Bank Personal Loan Interest Rates
- RBL Bank Personal Loan Interest Rates
- South Indian Bank Personal Loan Interest Rates
- Standard Chartered Bank Personal Loan Interest Rates
- State Bank of Hyderabad Personal Loan Interest Rates
- State Bank of India Personal Loan Interest Rates
- State Bank of Mysore Personal Loan Interest Rates
- State Bank of Patiala Personal Loan Interest Rates
- State Bank of Travancore Personal Loan Interest Rates
- Syndicate Bank Personal Loan Interest Rates
- Tamilnad Mercantile Bank Personal Loan Interest Rates
- Tata Capital Personal Loan Interest Rates
- UCO Bank Personal Loan Interest Rates
- Union Bank Personal Loan Interest Rates
- United Bank of India Personal Loan Interest Rates
- Vijaya Bank Personal Loan Interest Rates
- YES Bank Personal Loan Interest Rates