Gold Loan in Pune
Apply NowGold Loan in Pune can be taken by individuals who require funds for urgent expenses or finance any needs. There are many options of banks and NBFCs if you want to get Gold Loan online in Pune. After Mumbai, Pune is the second largest city of Maharashtra. Considered as the cultural capital of Maharashtra, it is the world’s 7th largest city in the world terms of population. History proves the city to be the centre of power of the Maratha Empire which continues till today as it is the district headquarters of the Pune district.
Gold Loan in Pune Details Updated on echo date('jS F Y'); ?> | |
Loan Amount |
Rs. 50 Thousand - 50 Lakhs |
Loan Tenure |
6 Months to 2 Years |
Interest Rate |
10.50% - 13.50% |
It was the place of Peshwas who were prime ministers of the Maratha Empire and hence was the political centre of Indian subcontinent in 18th century. This city is a hub for automobile industry and manufacturing sector. The city has many educational and research institutes in the field of IT, automobiles, training, marine and management. Apart from bank there are many other NBFCs which advance personal loan against gold in Pune.
At Loanbaba.com, you can know the best gold loan provider in Pune and gold loans interest rates in Pune.
Get Gold Loan Online in Pune
The gold loan online apply procedure and interest rates can done and checked at loanbaba.com. There is an option of customer representative officer too, who will guide/ assist you in the processing of loan. All you need to do is just fill-up the form online in the website and in some time you will receive a call from the representative who will assist you in the process of the loan. Before application for such a loan you can check your gold loan eligibility online with gold loan calculator.
Why Choose Gold Loan in Pune?
Banks and NBFCs in Pune have attractive offers on gold loan. They charge nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the financial institutions help several customers fulfil their financial needs with loan against gold.
Features of Gold Loan in Pune
There used to be times when borrowers needed to wait endlessly for getting the loan sanctioned as they required guarantees and other collateral securities. Below mentioned are the Pune Gold Loan features.
- Today, loan against gold has emerged as an easy way-out for guarantees and collaterals. Nearly every household has some gold present with them. The only requirement is mobilizing the same for the purpose of loan.
- You hardly require any unnecessary documents like salary proofs to avail Gold Loan in Pune. All you need to produce is gold jewelry, ornaments or coins.
- The value of loan depends upon the value of gold pledged with the lender. The gold remains stored safely and insured with the bank.
- Some of the loan against gold to look for in Pune are: Kotak gold loan, HDFC gold loan, Axis gold loan, Muthoot gold loan, and gold loan Manappuram besides others.
Pune Gold Loan Interest Rates
Current the Gold Loan interest rate ranges between 9.70% and 26%. To get lowest interest rate on loan against gold in the city, keep a check on banks and NBFCs offers on our website.
How Do I Get a Gold Loan with the Lowest Interest Rate in Pune?
Here are some of the ways you can get lowest interest rate gold loans for yourself.
- Compare interest rates and offers on our website to know the lowest gold loan rates.
- Maintain a clean record on repayments so that the financial institution readily offers you best interest rate on the loan.
- Strive to keep your CIBIL score above 600, which is considered as a good credit score for goldloan.
- Do not default on existing loans otherwise it will be difficult to get personal loan approval or lower rates.
- Take benefit of seasonal offers by banks and NBFCs, specifically those that offer slashed interest rates.
- Know if your employer has tie-up with banks for better rates.
Pune Gold Loan Eligibility Calculator
Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost gold loan eligibility calculator at Loanbaba.com
Documents Required for Pune Loan against Gold
Most of the banks and NBFCs ask for just KYC documents viz. an identity proof (Aadhar, PAN, voter card, passport, etc) and an address proof (ration card, Aadhar, voter card, driving license, etc) for sanctioning the gold loan.
Why Apply for Gold Loan in Pune on Loanbaba.com?
At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by banks and NBFCs and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. We also offer you free-of-cost gold loan EMI calculator to calculate the monthly instalment to be paid.
You can also quickly apply for Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.
How to Apply for Gold loan Pune on Loanbaba?
You can apply for loan against gold in Pune or any other bank/NBFC gold loan at Loanbaba.com.