Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card Details Updated on
EDGE REWARD Points Earn 4 points on every Rs. 200 spent
Annual Fee
  • First-year there are no charges
  • Rs. 250 from second year onward
  • Waiver of same is possible on Rs. 20,000 spends for the preceding year
Facilities Dining delights, convert purchases to EMIs, fuel surcharge waivers, loyalty points, add-on card, and more

Axis Bank Pride Platinum Credit Card celebrates the valour of the Indian Defence. It showcases the shades of the Tricolour. The Dining Delights offers at least 15% off on partnered restaurants in the country. You can convert transactions over Rs. 2,500 value as EMIs through a mobile app, internet banking, or customer service channel. Get the benefit of zero lost card liability. Also, stay protected from fraud due to an EVM certified chip.

In this post, we will discuss Axis Bank Pride Platinum Credit Card features, EDGE REWARD points, eligibility criteria, documents required, fees and charges, and frequently asked questions.

Features of Axis Bank Pride Platinum Credit Card

Here are the features:

  • Get a personalized card that comes in the shades of the Indian Tricolour
  • The 4th embossed line on the card is for Navy, Air Force, or Army
  • Avail of up to 20% discount on 4000+ restaurants
  • Free add-on card is for cardholder’s parents, spouse, siblings, and children over 18 years of age
  • GST will be charged is non-refundable on fuel surcharge
  • Earn 1% fuel surcharge waiver in India for all fuel transactions
  • Fuel surcharge waiver is valid in transactions from Rs. 400 and Rs. 4,000
  • The credit card gives protection on transactions as it has EMV certified chip and PIN
  • This will safeguard against skimming and counterfeit fraud

EDGE REWARD Points for Pride Platinum Credit Card

Here are more details:

  • You can redeem the earned Reward Points on 500+ rewards and offers
  • You can earn up to 100 bonus EDGE points every month
  • Earn 4 points on every Rs. 200 spent
  • You have to use the card for Rs. 5,000 spends or more every month
  • How much ever Edge Reward points you earn, will go to your account at every billing cycle
  • You can check out the number of points in the monthly statement

Axis Bank Pride Platinum Credit Card Eligibility Criteria

Here are the eligibility norms:

  • Individuals between the age of 18 and 70 years
  • Those who are Indian residents or non-resident Indians
  • Add-on cardholder who are above 15 years of age

Documents Required for Axis Bank Pride Platinum Credit Card

Here are the details:

  • You will need to submit a copy of PAN Card or Form 60
  • You have to include one identity proof and residence proof
  • Identity proof may include Aadhaar Card/Driving Licence/Passport/PAN Card
  • Address proof may include Ration Card/Landline Telephone Bill/Electricity Bill/Passport
  • A colour passport size photograph
  • Income proof such as Form 16/latest payslip/IT returns proof.

Axis Bank Pride Platinum Credit Card Fees and Charges

Here is more information:

Particulars Fees
Joining Fee Free
Annual Fee Free for the first year, and second-year onwards it is Rs. 250. But you can waive it off on spends of Rs. 20,000 in the previous year
Add-on Card Joining and Annual Fee NIL
Cash Payment or Card Replacement Rs. 100
Duplicate Statement, Outstation Cheque, Copy of Request, Slip Retrieval Waived
Hotlisting, or Mobile Alerts for Transactions NIL
Cash Withdrawal Rs. 500 at least, or Rs. 2.5% of the cash amount
Retail Purchases and Cash 41.75% per year or 2.95% per month
Balance Enquiry Waived
Late Payment or Overdue Penalty
  • There is no fee if the total due is up to Rs. 300
  • If the total due is Rs. 301 to Rs. 500, the fee is Rs. 100
  • If the due is Rs. 501 to Rs. 1,000, then the fee is Rs. 500
  • If the due is Rs. 1,001 to Rs. 10,000, then the fee is Rs. 750
  • If the due is Rs. 10,001 to Rs. 25,000, then the fee is Rs. 25,000If the due is Rs. 25,
  • 001 to Rs. 50,000, then the fee is Rs. 1,000
  • If the due is more than Rs. 50,000, then the fee is Rs. 1200
Surcharge on IRCTC ticket purchase or cancellation According to the IRCTC/Indian Railways
Cheque Dishonour or Return or Reversal tor Auto-Debit Rs. 300
Over Limit Penalty Minimum Rs. 500 and 3% of over the amount limit
EDGE REWARDS Redemption Free
Foreign Currency Transaction Fee Markup 3.50% of the transaction amount
GST According to the norms of government

FAQs on Axis Bank Pride Platinum Credit Card

Here are the frequently asked questions:

The primary benefits are Pride Privileges, fuel surcharge waiver, dining delights discounts, and conversion of purchases to EMI.
The Axis Bank pays respect to the armed forces with the Pride Platinum Card. It is a personalized card that comprises the shades of the Indian Tricolour. It is for brave personnel of the Indian Defence Forces. You can avail add-on card for free.
You will receive a 15% discount on partnered restaurants. Earn eDGE loyalty reward points on every transaction. You are eligible to redeem these points later on. Avail of fuel surcharge up to Rs. 250. Use the EVM certified PIN-protected credit card chip to spend securely.

You can convert the purchases to transactions if the transaction amount is greater than Rs. 2,500. The spending portion also goes to the Defence Welfare Association.

You can report the loss/misplacement/theft of the card by reaching out to the customer service on 1860 419 5555 or 1860 500 5555.
There is no EDGE REWARD for fuel transactions done on the credit card.
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