CASHe Product Suite

Retail Loans: Short-term unsecured personal loans with EMI tenors starting from 3 – 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.

Product Min. Monthly Salary Eligibility Loan Amt. Min – Max Loan Eligibility Max. Rate of Interest 1st Time ProcessingFee Processing Fee for Repeat Loans
CASHe 90 (3 months) Rs 12,000 Rs. 1,000 - Rs. 110,000 110% of the net monthly salary 2.5% / month on loan amount (Equivalent reducingbalance interest rate 3.71% per EMI)
  • • 6.5% of loan amount below Rs.10K
  • • 5.5% of Loan amounts above Rs.10K
  • • 4.5% of loan amount below 10K
  • • 3.5% of Loan amounts above 10K
CASHe 180 (6 months) Rs 20,000 Rs. 25,000 - Rs. 210,000 210% of the net monthly salary 2.4% / month on loan amount (Equivalent reducingbalance interest rate 3.98% per EMI)
  • • 6.5% of loan amount below Rs.10K
  • • 5.5% of Loan amounts above Rs.10K
  • • 4.5% of loan amount below 10K
  • • 3.5% of Loan amounts above 10K
CASHe 270 (9 months) Rs 25,000 Rs. 50,000 - Rs. 258,000 310% of monthly income 2.25% / month on loan amount (Equivalent reducingbalance interest rate 3.86% per EMI)
  • • 6.5% of loan amount below Rs.10K
  • • 5.5% of Loan amounts above Rs.10K
  • • 4.5% of loan amount below 10K
  • • 3.5% of Loan amounts above 10K
CASHe 360 (1 year) Rs 40,000 Rs. 75,000 - Rs. 300,000 400% of monthly income 400% of monthly income
  • • 6.5% of loan amount below Rs.10K
  • • 5.5% of Loan amounts above Rs.10K
  • • 4.5% of loan amount below 10K
  • • 3.5% of Loan amounts above 10K
CASHe 540 (18 months) Rs. 50,000 Rs. 125,000 - Rs. 400,000 500% of monthly income 2.25% / month on loan amount (Equivalent reducingbalance interest rate 3.85% per EMI)
  • • 6.5% of loan amount below Rs.10K
  • • 5.5% of Loan amounts above Rs.10K
  • • 4.5% of loan amount below 10K
  • • 3.5% of Loan amounts above 10K

Credit Line: Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn.The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.

Minimum Salary Eligibility Min. – Max. Loan Amount Max. Loan Eligibility Loan Amount Rate of Interest Tenure
Rs. 12,000 Rs. 5,000 – Rs. 200,000 Up to 200% of net monthly salary The credit limit is chosen by the customers based on their eligibility Interest charged based on the amount withdrawn 5 years from the date of approval

*Products, loan offers, and its eligibility vary based on the customer’s preference to shop on various e-tailers that are tied up with CASHe.

Grievance Redressal Officer:

  Mr. Prateek Saxena

  Bhanix Finance and Investment Limited

  022-46047350

  bhanix@cashe.co.in

Customer Care:

  Bhanix Finance & Investment Ltd.

  022-46047350

  support@cashe.co.in

  https://bhanixfinance.com

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